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Episodes

Nov. 8, 2024

How to Retire Early in Your 40s by Supercharging Your Savings

Yes, it’s possible to retire early , even if you’re just now diving into the FIRE movement . Early retirement could be within reach whether you’re in your twenties, thirties, forties, or fifties. Imagine having complete freed...

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Nov. 5, 2024

The Best (and Worst) States in the US to Retire in 2024 (FIRE Faster?)

Should you move to reach FIRE ? And if so, where to? In this episode, we’re pulling back the curtain and revealing the best places to retire in the US in 2024 . Living in one of these states could help fast-track financial fr...

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Nov. 1, 2024

Finance Friday: Signs You’re Saving TOO Much for Retirement

Are you saving TOO much for retirement (or early retirement)? Could you retire years sooner than you think? Will retirement expenses be even less than what you spend now, allowing you to reach FIRE faster with a smaller nest ...

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Oct. 29, 2024

Reviewing Our FIRE Journeys, Timelines, and Single Biggest Regret

You can attack financial independence from one of two angles. You can create a strict timeline for achieving FIRE , or you can calculate your FIRE number and take your time with it. Which approach works best, and should you e...

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Oct. 25, 2024

Finance Friday: FI by 40? Make These Career and Investment Moves Now

Everyone wants to become “work-optional” at some point. Having enough money in investments and the bank would allow you to choose the job you love most , whether that’s running your own business, working part-time, or today’s...

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Oct. 22, 2024

Fast-Track FI by “Gamifying” Your Finances and Making Your Own Luck

The combination of saving money and buying rentals is a recipe for reaching financial independence much faster than you thought possible. Just ask today’s guest, who started with tens of thousands of dollars in debt but was a...

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Oct. 18, 2024

On Track to Retire a Millionaire After Living Paycheck to Paycheck

Just a short while back, Marisa Mae was caught in the paycheck-to-paycheck trap, her credit cards stretched to their limits with no emergency savings to speak of, all while wrestling with constant financial stress. Today, she...

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Oct. 15, 2024

Should You Keep or Sell Your House? Use This Tool to Find Out in Minu…

Should you sell your house or keep it as a rental property in 2024? What you do with your home today could create a million-dollar swing in your portfolio ten, twenty, or thirty years from now. Fortunately, we’ve developed a ...

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Oct. 11, 2024

4 Ways to Make Passive Income from Real Estate (Don’t Quit Your 9-5!)…

Real estate investing is one of the best vehicles for building wealth , reaching financial independence , and saving for retirement , but you don’t need to become a full-time investor to reap the benefits. If you have no plan...

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Oct. 8, 2024

How Much Do You Need for Early Retirement? (How to Calculate Your FI …

How Much Do You Need for Early Retirement? (How to Calculate Your FI Number) Podcast Description What’s your financial independence number (FI/FIRE number)? Are you being too conservative, or are you cutting things close? Do you even have one? Today, we’re taking a deep dive into this hotly debated…

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Oct. 4, 2024

Why This “Physician on FIRE” Ignored the 4% Rule & Delayed Early Reti…

Why do many wealthy people wait so long to retire ? Despite earning a physician’s salary, living frugally , and saving what most would call “more than enough” money, today’s guest worked for another four years before pulling ...

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Oct. 1, 2024

How to Reach FIRE Based on Your Income ($45K - $100K/Year)

What does it mean to “win” financially in your income bracket? To us, the end goal is always FIRE (Financial Independence, Retire Early), and if you’re chasing financial freedom , this is the show for you. We’re breaking down...

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Sept. 27, 2024

The Realistic, Repeatable Path to Investing for FIRE in Your 20s

Young, old, or in between, you need to hear this episode! Today’s guest paid off over $80,000 of debt , grew her net worth to $100,000 and did it all just years after graduating from college without a sky-high income. How did...

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Sept. 24, 2024

FI With 5 Kids and Debt-Free in Just Over a Decade!

Does FIRE seem impossible while raising a family? We’re about to prove that you CAN have it all. Emily and Joel are financially independent while raising five kids and still have the money to travel the world, take plenty of ...

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Sept. 20, 2024

Is Refinancing Worth It with Today’s Falling Rates? (+ How Much It’ll…

When should you refinance your mortgage? Is now the time since interest rates have finally fallen ? Or will refinancing down to today’s rates not be worth it when, six months from now, interest rates could be substantially lo...

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Sept. 16, 2024

564: How to Make Truly Passive Income with “Syndication” Real Estate

Visit PassivePockets , your resource for passive investing with syndications. Passive investing is most people’s goal, especially if they’re trying to achieve FIRE . They don’t want to be weighed down by managing a dozen rent...

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Sept. 12, 2024

563: Why Aren’t More “Normal” People Achieving FIRE?

Has BiggerPockets Money become too focused on FIRE (financial independence, retire early)? For the past seven years, we’ve been bringing you shows highlighting the journeys of those who left their jobs to enjoy early retireme...

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Sept. 9, 2024

562: Police Officer Surpasses $10K/Month FI Goal w/Out-of-State Sober…

Achieving your FI number in just four years? If you want to do it too, you must try something different. This couple found a niche within a niche, allowing them to hit the coveted “1% rule” in real estate , skyrocketing their...

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Sept. 5, 2024

561: What Happens if High Expenses Extinguish Your FIRE?

You did it; you achieved FIRE ! After over a decade of hard work, you’ve reached financial independence and can retire early . You’re making more money than you spend from passive income , work-optional, and life is good. But...

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Sept. 2, 2024

560: Dude ACTUALLY Withdraws From His 401(k) and Retires at 47

Did you know you can use your 401(k) to retire early ? Yep, it’s possible. And today’s guest, Eric Cooper , is doing it at age 47 ! Most FIRE chasers search for how to withdraw from a 401(k) early but know that doing so will ...

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Aug. 29, 2024

559: How I Retired in My Mid-30s While Working Just 4 Hours a Week

What if you could “retire” early, working only FOUR hours a week ? Coast FIRE achiever Diania Merriam did just that! After a decade of hustle in corporate America, Diania found herself financially behind with $30,000 in debt ...

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Aug. 26, 2024

558: How to Start Investing for Retirement: 401(k), IRA, Roth?

The IRA vs. 401(k) . You’ve heard of these retirement accounts before, but do you know the difference between the two? Maybe you have a 401(k) at work and have been diligently getting your employer match but struggle to descr...

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Aug. 22, 2024

557: Buying at the Peak, Surviving a Crash, and STILL Being Able to Q…

Have you ever made a poor financial decision ? You’re not alone! But can a bad blunder disqualify you from FIRE ? Today’s guest made a huge investment at the worst possible time, a move that had consequences a decade later. D...

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Aug. 19, 2024

556: FIRE in 2024: What We’d Do Differently If We Started Over Today

2013 was a pivotal year for our hosts. Scott was fresh out of college and just beginning his journey to financial independence , while Mindy and her husband were well on their way to FIRE and had just launched their blog, 1,5...

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