Welcome to BiggerPockets Money Podcast!

Episodes

Sept. 2, 2024

560: Dude ACTUALLY Withdraws From His 401(k) and Retires at 47

Did you know you can use your 401(k) to retire early ? Yep, it’s possible. And today’s guest, Eric Cooper , is doing it at age 47 ! Most FIRE chasers search for how to withdraw from a 401(k) early but know that doing so will ...

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Aug. 29, 2024

559: How I Retired in My Mid-30s While Working Just 4 Hours a Week

What if you could “retire” early, working only FOUR hours a week ? Coast FIRE achiever Diania Merriam did just that! After a decade of hustle in corporate America, Diania found herself financially behind with $30,000 in debt ...

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Aug. 26, 2024

558: How to Start Investing for Retirement: 401(k), IRA, Roth?

The IRA vs. 401(k) . You’ve heard of these retirement accounts before, but do you know the difference between the two? Maybe you have a 401(k) at work and have been diligently getting your employer match but struggle to descr...

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Aug. 22, 2024

557: Buying at the Peak, Surviving a Crash, and STILL Being Able to Q…

Have you ever made a poor financial decision ? You’re not alone! But can a bad blunder disqualify you from FIRE ? Today’s guest made a huge investment at the worst possible time, a move that had consequences a decade later. D...

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Aug. 19, 2024

556: FIRE in 2024: What We’d Do Differently If We Started Over Today

2013 was a pivotal year for our hosts. Scott was fresh out of college and just beginning his journey to financial independence , while Mindy and her husband were well on their way to FIRE and had just launched their blog, 1,5...

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Aug. 15, 2024

555: Retiring Early Before 30 and Why You DON'T Need Millions for FIRE

This might be the fastest path to FIRE we’ve ever seen. In just two years, Emily and James were able to retire early and travel the world full-time. They didn’t have a trust fund, some huge inheritance, or a winning lottery t...

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Aug. 12, 2024

554: Should I Pay Off My Mortgage or Invest? (We Did the Math)

Pay off your mortgage or invest? If you’re on the path to FIRE , you’ve probably asked yourself this question. Without a mortgage payment, you could put thousands more in your pocket every month, and your FIRE number would de...

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Aug. 8, 2024

553: $100K by 23, Coast FI by 27 Thanks to One Smart Money Challenge

Once you hit Coast FI , you don’t need to worry about retirement. While traditional FIRE may take a bit more extra work, Coast FI allows you to let your foot off the gas and enjoy life NOW, knowing that you’ll be set for reti...

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Aug. 5, 2024

552: From Making $40K/Year as a Teacher to Reaching FI in 4 Years by …

You can take your time to reach financial independence , but why wait? With a combination of hard work , savvy investing , and additional income streams , today’s guest reached FI by the age of twenty-eight . In this episode,...

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Aug. 5, 2024

BiggerPockets Real Estate 2.0 - A New Era of the Podcast

The BiggerPockets Real Estate Podcast is about to hit a huge milestone—our 1,000th episode! Real estate has changed quite a bit since we started this podcast, so we’re making some changes, too. We’re bringing on new guests an...

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Aug. 1, 2024

551: Retired Early at 44 by Buying These "Boring" Investments

Todd retired early at age forty-four , just three years after discovering the FIRE movement . The most interesting part? He quit without reaching his FIRE number. That’s right. After realizing he couldn’t go one more day work...

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July 29, 2024

550: How My Home Makes Me an Extra $1,400/Month (EVEN In an Expensive…

Wouldn’t it be nice if your home paid for itself? Every month, you throw a substantial sum of money towards your rent or mortgage payment, but what if you could live mortgage-free? With ADU investments, it’s more than possibl...

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July 25, 2024

549: Is FIRE Dead? No, But Here’s Why Most WON’T Achieve It

Is the FIRE movement dead? In 2024, more people are catching on to the huge downsides of pursuing financial independence, retire early . Strict frugality, massive sacrifice, working harder than ever…is it really worth it to r...

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July 22, 2024

548: 2 Money Moves We’re Making TODAY to Prepare for a Potential Rece…

Are we in a recession ? Are we headed for a recession? No one knows for certain, but you can never be too prepared for an economic downturn . Are you saving money ? Do you have a plan in the event you lose your job ? In today...

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July 18, 2024

547: Using "ADUs" to Go From Firefighter to FIRE by His Late 30s

You could be missing out on the chance to earn passive income from your home (and other rentals !) with a “no-brainer” money move. This investing strategy is picking up steam and could become one of the big trends in real est...

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July 15, 2024

546: From a Negative Net Worth to FI in Just 5 Years by Living Like a…

The road to financial independence isn’t always linear, but stoicism might be the secret ingredient that keeps you on track. This ancient philosophy gets a bad rap, but with its framework as your financial “operating system,”...

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July 11, 2024

545: Fat FI by 23: Building a 7-Figure Income & 8-Figure Portfolio in…

Fat FI and generational wealth in THREE years ?! How is that possible? The sooner you forge good money habits , the sooner YOU can achieve your FI goal . Today’s guest wanted to build wealth as soon as possible, and in this e...

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July 8, 2024

544: 80-Hour Workweeks to Lean FIRE in 8 Years through Real Estate

Reaching financial independence and becoming a millionaire before the age of thirty ?! While this path requires several years of ruthless saving , smart investing , and unwavering discipline , there’s no reason why YOU can’t ...

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July 4, 2024

543: Finance Friday: How the “Middle-Class Trap” Stops Your Early Ret…

You dream of retiring early , but you’re stuck in the “middle-class trap.” You’ve built up a solid net worth , maybe own a rental property or two, and on paper, you look like you’re on track to make it rich. But in reality, y...

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July 1, 2024

542: DIY Finance Friday: How to Create a Customized Path to Financial…

Want a personalized financial independence plan that’ll get you closer to early retirement ? Well, we’ve got just what you’re looking for! On this second annual “ Financial Independence Day ,” Mindy and Scott are sharing a ne...

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June 27, 2024

541: Finance Friday: I've Got $150K Student Debt at 6.95%, Should I I…

Student loan debt can easily get in the way of financial independence , especially if there’s a high interest rate attached to your loans. But should you pay down this debt at the expense of investing for the future ? There a...

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June 24, 2024

540: Renting vs. Buying a Home in 2024 and Do You Have Enough in Your…

Renting vs. buying a house : when it comes to FIRE , many people assume that you must own a home and preferably have it paid off to reach financial freedom . But is this really true? With renting so much cheaper than buying i...

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June 20, 2024

539: Finance Friday: Can I Comfortably Retire by 50 with My Current P…

Want to retire early ? You don’t have to wait until age sixty-five . With a few cash-flowing assets and smart money moves , you could accelerate your path to retirement and enjoy your riches much sooner than you thought possi...

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June 17, 2024

538: Late Start, Early Retirement: The Huge Advantages of Investing L…

Are you a late starter who wants to reach retirement (or early retirement)? Then we’ve got just what you need! We’re back with Bill Yount and Jackie Cummings Koski from the Catching Up to FI podcast as we share how to invest ...

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