Episodes

How can you use your retirement accounts to reach FIRE faster ? We’ve talked a lot about the “ middle-class trap ” —having too much of your net worth trapped in your retirement accounts and home equity—and we may have the sec...

Buying a house , maxing out your 401(k) , and leveraging real estate can help you achieve financial independence . But suppose your goal is to retire early . Could relying too heavily on these principles actually delay early ...

Why do so many in early retirement struggle with happiness ? We know you’ve told yourself, “ Once I hit FIRE, I’ll be living the dream! Every day will be like a vacation.” This is what Mindy was telling herself for years befo...

Are you building wealth but feel like you can never enjoy it? Do you struggle with money, fearing you carry the same poor financial habits as your parents ? Whether you’ve got a lot of money or a little, many of us face the s...

Is it a good time to invest in real estate ? Yes, and we have proof that real estate may be underpriced , even as we hover around the most expensive average home prices in history. How can real estate be undervalued when pric...

From over $300,000 in debt to a millionaire in just eight years ?! No matter where you’re at, it’s never too late to get on the path to financial freedom . This entrepreneur is proof that a little discipline, frugality , and ...

“ Do I have enough to retire? ” is a question most people in the FIRE community grapple with, but today, we’re sharing a FREE tool that will help you put this issue to bed! If you’re concerned about running out of money later...

Ramit Sethi , the money and couples’ finances expert, is back! This time, he’s teaching you how to have life-changing money conversations with your partner so you can build a “rich life” together and even FIRE faster! You may...

Want to know how to make $100 a day in 2025, all while working from home? We brought the queen of side hustles, Jackie Mitchell , back on the show to share how her money-making journey has been going. Jackie set a goal to mak...

Calling all couples! You and your partner may be on the same page financially or off in two different directions; regardless of where you’re at, it’s a great time to start having money dates ! In this episode, Mindy and Scott...

Got debt to pay off? You might relate to Leo , a personal finance journalist who’s focused on financial stability over FIRE —at least for now. With six figures in student loans and credit card debt , Leo found themselves in a...

If you want to retire early , the Mad Fientist is your guide . For over a decade, Brandon , more commonly known as the “Mad Fientist,” has been running simulations, experiments, and exercises to discover which road to early r...

Are you worried you won’t be able to retire at sixty-five ? Feeling financially limited in your fifties and need a retirement plan so you can finally stop working? Well, we made this episode just for you. Today, we’re teachin...

Do you want to know how to save $1,000 a month (or more!) with simple spending and saving tweaks? Today, we’re giving you the BEST money hacks for 2025 from the expert, Chris Hutchins of All the Hacks ! Some of these smart mo...

Alex Preziosi wants to reach financial independence by the age of forty-five , and with several hundred thousand dollars in retirement accounts , brokerage accounts , and savings , she’s on pace to do just that. But now, she’...

Many people struggle with money anxiety , even those in the FIRE community . Your money fears could keep you on the sidelines, or it could have the opposite effect, making you ultra- conservative with your retirement savings ...

Dion McNeeley retired in just ten years after starting from not just zero but NEGATIVE. He was forty years old with $89,000 in debt , had no assets, a low-paying job, and zero investing experience. Thanks to his “lazy” method...

Are you beating the average American in personal finances? Today, we’re sharing the average net worth by age to see where exactly you stack up. Whether you’re in your twenties, thirties, forties, or fifties, we have the data ...

There’s a “ middle-class trap ” that can keep anyone from FIRE —yes, even high-income earners . Today’s guest has a sizable nest egg that should allow her to retire early , but there are a few roadblocks in her way! At forty-...

Is frugality overrated? Is hustle culture a waste of time? Do we over - save for retiremen t ? You don’t have to look very far to find a hot take online, but is there some truth to these opinions? Today, we’ll wade through ba...

If you follow the almost unbelievable path of today’s guest , you, too, could achieve financial independence in your thirties . Would we recommend mimicking his strategy step-by-step? No! Because if you get it wrong, you coul...

Would you move abroad to reach FI faster ? That wasn’t Brooklin Nash ’s original goal when he left the US and began freelancing from afar. But now, years later, he realizes how much of a leg up he has financially by going all...

Could a few years of aggressive saving put you in the fast lane for financial independence ? Is the grind even worth it? Today’s guest was well on his way to a comfy retirement but had never thought about retiring early . The...

Is paying off debt or investing (and potentially using more debt) the best way to reach FIRE ? The average American has $104,215 in mortgages , student loans , credit cards , and other debt. Where do YOU stand? If the end goa...