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19:40:30","modifiedDateGMT":"2026-05-26 19:40:30","commentCount":"0","commentStatus":"open","categories":{"coma":"<a href=\"https:\/\/biggerpocketsmoney.com\/category\/blog\/\" rel=\"category tag\">Blog<\/a>","space":"<a href=\"https:\/\/biggerpocketsmoney.com\/category\/blog\/\" rel=\"category tag\">Blog<\/a>"},"taxonomies":{"post_tag":"<a href='https:\/\/biggerpocketsmoney.com\/tag\/fire\/' rel='post_tag'>FIRE<\/a><a href='https:\/\/biggerpocketsmoney.com\/tag\/money-mindset\/' rel='post_tag'>money mindset<\/a><a href='https:\/\/biggerpocketsmoney.com\/tag\/psychology\/' rel='post_tag'>psychology<\/a>","series":""},"readTime":{"min":9,"sec":53},"status":"publish","excerpt":""},{"id":15734,"link":"https:\/\/biggerpocketsmoney.com\/are-you-over-contributing-to-your-401k\/","name":"are-you-over-contributing-to-your-401k","thumbnail":{"url":false,"alt":false},"title":"Are You Over-Contributing to Your 401(k)?","postMeta":[],"author":{"name":"Mindy 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Mindy Jensen has been fanatical about personal finance her entire life. She truly believes that financial freedom is attainable for anyone, no matter when or where you’re starting from. She’s been a real estate investor for decades, is slowly moving her personal portfolio from individual stocks to index funds, and is excited to learn more about investing of all types (except crypto!) She wrote First-Time Home Buyer with Scott Trench, and when you can get her to stop talking about money and investing, she can be found on her road bike in the summer, snowboarding down the Colorado slopes in the winter, and spending time with her family.


Scott Trench is a perpetual student of personal finance, real estate investing, self-improvement, health, and well-being. He is the former CEO of BiggerPockets, where he oversaw the company’s growth from 100,000 members, to 3.1M real estate investors. He is a real estate investor + broker, stock market investor and authored Set for Life and First-Time Home Buyer (co-authored with Mindy Jensen). When not discussing personal finance, he can be found picking up heavy things (or craft beers) and then putting them back down again, running, cycling, or otherwise enjoying beautiful Colorado.
